Mortgage Services
Using advanced technology and automated, progressive products, ESA’s mortgage origination services allow lenders to close loans faster and significantly decrease overhead and closing costs. Source these products through ESA’s own bundled services Internet site – simplifying loan processing, cutting costs, and eliminating the management of multiple vendors.
Mortgage lending products and services include:
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Mortgage Loan Default Protection
Offer larger loans while limiting exposure to losses -
Mortgage Lending Protection
Eliminate the need for costly title searches for most HELOCs and second mortgages -
Flood Zone Determinations
Guaranteed life-of-loan tracking -
Automated Appraisals (AVMs)
State-of-the-art valuation algorithms estimate an accurate value for residential properties -
Credit Reports
Single, double, or tri-merge reports delivered on-line in seconds -
Lien Reports
Efficiently satisfy and ensure a loan's lien position without a title search -
Income Verifications
Quickly validate a borrower's earnings and make sound lending decisions -
Legal & Vesting Reports
Obtain the legal description of subject property and the current owner -
Property Reports
Identify the current owner's vesting and legal description of the property, conveyance of title, tax information, and all open mortgages, open judgments, and other involuntary liens -
Tax Tracking
Simplified servicing of real estate taxes for escrowed and non-escrowed loans
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For information about our Mortgage Services programs, contact us at 800-676-1609 or info@evans-simpson.com.