Accidental Death & Dismemberment Insurance (AD&D)

With ESA’s accidental death and dismemberment insurance (AD&D) plans, your financial institution can access a professional marketing program designed to strengthen relationships with your account holders.  The program offers a basic amount of AD&D insurance to your account holders at no cost – as long as they maintain their account with you – and the opportunity to purchase additional coverage at affordable group rates.

AD&D insurance covers the insured in the event of loss of life or limb, sight, speech, or hearing, due to a covered accident.  Lengthy applications and physical exams are not required, and no one can be turned down for coverage.

ESA’s AD&D programs provide financial institutions many benefits:

  • Generate significant incremental revenue.
  • Account holders value the affordable insurance that pays on top of other insurance policies.
  • Service your account holders with toll-free and Internet-based customer support.
  • Extremely simple implementation and administration – provide a list of account holders, and the administrator handles everything else:  mailings, enrollments, customer service, and facilitating claims.
  • Borrower enrollment kits become part of the new account package of services.
  • Several highly-rated underwriters are represented.

Request More Information
For information about our AD&D programs, contact us at 800-676-1609 or

Evans, Simpson and Associates, Inc.
Toll Free:
Send email
800 676-1609